Stock Market: The Land of Greed and Fear

By Leyla Maker

The major players in the stock market emotions are greed and fear. They are the forces that drives all market participants - Stockbrokers, institutional managers, traders, investors and yourself.

Perhaps you believe that you will not let fear and greed would never be in your way of trading, but I can assure you that they will be. It is not something that should cause shame. It is something you have to face it, recognize it and deal with it, if you plan to be a successful trader or investor

How do greed and fear look in the stock market trading stage?

You have been watching a particular stock for some time now. It has set up perfectly, so you pull the trigger. You bought it at the perfect price and now it is moving higher just as you thought it would.

Now greed steps up to the plate and says to you, this is going to be a rocket ship. So you buy some more shares. Or your stock moves a few points and goes passed the price that you decided to get out. Greed tells you this baby is going higher tomorrow so you hang on.

When stocks make strong moves to the upside greed from all the cumulative market participants joins the move.

Stock prices usually fall faster then they go up, and when this happens, fear now steps up to the plate.

Let us consider the example above, where you security advanced higher than the price you planned to sell for and you held on because greed controlled your emotions. The next morning the security price was lower than the previous day. Greed is convincing you that the stock price would rebound though it is now being dumped by traders. you continue to hold one while the price is in down spiral. Now fear is by your side, your profit has turned into a loss.

Every trader will suffer through this until they have control over these two emotions of fear and greed. Once you have controlled these two emotions, you are on your way to succeed in trading. - 23218

About the Author:

Looking to find the best information on stock trading over the internet, then visit www.stocktradinginternet.net to find the best advice on how to trade stocks online for you.

The Ins And Outs Of Variable and Fixed Annuities

By Luke Murray

An individual may purchase an annuity from an insurance company by providing them with a series of payments into the account. In return the account is able to earn tax-free growth for a period of time. In the case of a fixed account annuity, this rate may be fixed for the duration of a specified period.

In a variable annuity, the account value fluctuates based on the performance of the portfolio. The portfolio of the annuity can be shifted between fixed investments or various common stock portfolios or separate accounts.

Starting at the date of the distribution, if the investor chose the life annuity options, they may be able to take distributions for the remainder of their life.

The size of the payment is determined by the account value at the time of distribution, and the duration of the payment period. Life annuity payments will generally be smaller than would the equivalent fixed period payments.

Different policy options may enable you to have payments continue to your spouse, or to your children, or for a minimum number of years, regardless of who receives them after you die. Sometimes these options may impose higher fees to be assessed to the investment.

Investors should consider the investment objectives, risks, charges and expenses of variable annuities and their underlying funds carefully before investing. The prospectus contains this and other information and should be read carefully before investing. The prospectus can be obtained from the financial representative offering the product.

Because the earned income is not taxed until you begin withdrawing the money (presumably at a much lower tax rate), your funds accumulate much faster than they would if they were taxed.

The part of the annuity that is makes it an insurance product is partly due to the guaranteed monthly income payments for the duration of your life (or specified period). This can significantly lower the stress of allocating retirement income. Additionally, if you should happen to die before the contract expires; your heirs may be able to receive the remainder of the account up to the value of the premiums paid in.

Withdrawals or loans will reduce the value of the contract as well as reduce the death benefit. There may be additional costs associated with options or features of a variable annuity that are not typically associated with other investments. Please check the prospectus for details on costs and conditions. The prospectus can be obtained from the financial representative offering the product. - 23218

About the Author:

The world of fixed rate annuities can be rather complicated. For more information on these insurance products, take a minute to check out Luke Murray at The Fixed Annuity Guide.

Learn Online Forex Trading

By Bufen Hill

You will come across lot of people who are planning to enter the industry of forex trading. If you are amongst them then it is better for you to have the best education about online forex trading. It is true that the industry of foreign exchange is based on technology. The industry carries its own terminologies. Therefore, it is essential for you to know the basics about foreign exchange trading. It is true that proper education will help you to learn the basics of forex trading.

It is true that most of us are always busy with your day to day life. Generally, it is difficult for us to spend our precious time for the courses about foreign exchange trading. Hence, online foreign exchange trading courses is the best way to learn.

Because of the World Wide Web, you can learn all the required information as per your convenience. You can spend time as per your ease. It is true that some websites on the internet will help you to learn without any charges. You will come across lot of websites that will help you be an expert of the field. Some of these websites will also help you to go through some case studies of the industry. This will help you more knowledge about the market condition.

On the other hand, you will also come across some seminars about foreign exchange. Generally, most of these seminars will charge some fees from you. You should try to consider these types of charges as a part of your investment. It is a known fact that investment will get you good results. You should be aware about the fact that education will provide you knowledge but the actual results will depend upon you.

It is a known fact that lot of website will help you to get a demo account as well. If you are new in the industry of foreign exchange then a demo account will help you to enhance your trading skills. You will be able to have practical knowledge and experience with the help of a demo account. You will be happy to know that demo account will not require any financial investments. Therefore, there is not risk involved. But, it is better for you to practice as it will get you some perfection.

It is essential to choose the best websites that will help you learn and practice the transactions of foreign exchange trading. You should spend lot of time in understanding the fundamentals of trading.

It is true that you will come across lot of people who are making money with the help of foreign exchange. If you are planning to have the same then please read further.

As a beginner you should know that to get success in the industry of online forex trading is not an easy task. You will have to keep patience. Patience will help you to learn more. At the same time, it will help you to enhance the profits as well. Research is another important factor that will help you to have more knowledge about the industry of online forex trading. - 23218

About the Author:

Learn more about Click Here. Stop by Author Name's site where you can find out all about please visit and what it can do for you.

Debt Consolidation Loan For Bad Credit

By Layla Vanderbilt

If you have a lot of debt that is causing your finances to be in jeopardy then you may want to consider getting a debt consolidation loan. Many people believe that they are unable to qualify for such a loan due to bad credit. However the creditors see that you're trying to clean up your bad credit and they know that you?ll be a future customer if you?re successful in doing so. Therefore there are special lenders to help people with bad credit get a debt consolidation loan and get their credit history repaired.

You should expect to pay higher than normal interest rates if you have bad credit. However there are some lenders who will charge you a very high interest rate and try to get as much money from you as they can. These lenders are unfair and have bad practices that will haunt you while you?re with them. It's important to identify lenders who are charging you more because you have bad credit and lenders who are just trying to make a lot of money off of your bad credit. The easiest way to avoid this is to talk to lenders and customers and see what is being offered to others that have the same problem that you do. If this is something that you don?t have the time to do then you can simply request quotes from various lenders and compare them. The lenders will also send you information on the length of the loan and the terms of it. This is all important information that you should look over to ensure that you?re being treated fairly.

Even if you have bad credit you may be able to get an unsecured loan where you don't have to have collateral. This will be beneficial because you won?t have to worry about risking any of your property however you can expect that you will be paying a higher than normal interest rate because you do have bad credit. You can help your cause by paying off a few of your smaller debts to prove to lenders that you are trying to fix your bad credit. If you?re unable to qualify for a unsecured loan then you may have to get a secured loan if you want to clean up your credit history. This will give the lender collateral if you don?t pay then they can recover the money by selling your property.

There are companies that can help you manage your debt in the event that you don't qualify for a loan. Some companies in this field are very shady about how they do their work and should be avoided. Most legitimate companies will charge you a monthly fee an then contact the lenders that you have debts with.

They try to negotiate lower payments and interest rates to help your debt become more manageable. When searching for such a company you should check the BBB to see if companies that you intend to go through have an association with the BBB. When looking to consolidate your debt you should consider the various options and see which one fits your situation best. However if you have bad credit and you?re looking for the best interest rate, you will probably have to get a secured loan to do so. - 23218

About the Author:

Layla Vanderbilt is the webmaster for a leading website that offers for debt consolidation advice and guidance.

Bonds And Protecting Your Investment Dollar

By Linda Jasmin

When in investing in bonds here are several types of to be considered.Bonds are available in the corporate market, the municipal market and the MBA Market or mortgage backed securities as well as others. Investing in bonds is a good investing decision in the current market.

By investing in bonds you earn interest quicker than you could in a normal savings account. Bonds are available in almost any amount and with a direct account you can purchase this amount every month automatically. Bonds do require varying minimum purchase amounts depending on type.

Bonds are available at less than their face value but only with certain types. Others have to be bought at face value. They are short-term securities and are second in popularity only to money market funds.

Most bonds are free from local and state taxes, making them of even further value. If you use the bonds to fund college tuition they will be free from federal taxes as well. Bonds are also transferable so they can be sold.

They can be purchased form a federal reserve facility and there will be no commissions or fees. Other banks or brokerage firms will charge you some fees but they do sell bonds. It really depends on the type of bond chosen.

Earning interest on bonds varies form type to type. Bonds earn interest on their face value; interest is paid every six months. This interest can be paid directly into your checking or savings account. Investing in bonds will secure your funds and will make you money.

Interest rates on bonds can be a fixed rate or adjustable with the market rate. With a fixed rate, it will remain constant for ten years. After that time the rate will be reevaluated, keep this in mind when investing in bonds of this sort.

Creating an account directly with the treasury is available through the Treasury Direct website. You will need your bank information and social security number. It takes up to two weeks to validate your account, be patient and you will be investing in bonds in no time. - 23218

About the Author:

Learn Balance Fear and Greed With Bonds Investing with Bonds and Income Investing