Profiting from Real Estate Foreclosure Investing 3 Ways to Profit from Real Estate Foreclosure Investing

By Gary Z. Bryant

While many people begin worrying about how many foreclosed houses are appearing on the market during times of recession, smart investors know that these are often the best times to make some serious profits.

What Exactly are Foreclosures?

Banks begin foreclosure proceedings when a home owner falls behind on mortgage payments. When those payments are so far in arrears, the bank begins to take steps to recover the money is it owed by those home owners. If there is no possible way for the home owner to raise enough cash to cover the outstanding debts, then the bank has no other choice but to sell the house used as collateral security.

Why Invest in Foreclosed Properties?

When a lender begins foreclosure proceedings, they aim at recovering the amount of money that is outstanding against the property. This can often mean the property is being sold for a much lower price than the real value of the property. Wise investors could find themselves purchasing properties at only a fraction of their true value with just a little research. Buying an investment property below true market price can mean an instant increase in the amount of available equity you have.

There are three options if you're considering buying foreclosed property. Each opportunity comes with distinct advantages and disadvantages.

Buying Property During Pre-Foreclosure Process.

The first option is finding property for sale during pre-foreclosure. Pre-foreclosed properties haven't had the ownership taken over by the bank yet. The owner still retains ownership. When you buy a home in pre-foreclosure, you inherit the outstanding debt standing against that property. This is usually the point at which youll stand to get the property at its cheapest. Its important to verify the actual debts outstanding against the property as the owner may not have disclosed the full extent of outstanding debts, or whether there is more than one lender involved with the debts.

What is a Court Auction?

The second option is to try and buy property during the court auction after the property has already been foreclosed. The primary disadvantage to buying during auction is that there may be other investors bidding as well, which could drive the price much higher than you intended to pay.

Purchase After Acquisition

The last opportunity is when the property has been fully acquired by the lender. Lenders are usually banks and are not involved in the business of real estate. This can be the most hassle-free way to acquire foreclosed property. Usually banks agree to negotiate the price of the property. This is the opportunity to get a good deal without the burdens of other options.

Whichever option you decide to follow, you should always take care to inspect the property thoroughly. Research as much as you possibly can about any outstanding debts secured by the property. Double-check if there are any outstanding back-taxes owing on the house.

If you're willing to spend a little time researching and verifying the property thoroughly and investigate the true extent of any debts outstanding against the home.

Despite their low prices, the potential profits from these properties and still debatable especially during these times. As in other real estate ventures, caution is always advised. - 23218

About the Author:

Scared to invest in real estate? Gary Z. Bryant says your wrong. Learn more about Real Estate Investing and Real Estate Foreclosure Investing

Silver dollars are a great investment

By Ray Humphreys

The history of silver coin making in the US is a long and interesting one. Ever since 1794 when the government issued silver dollars for the first time, people have been keen on collecting these coins both for investment and personal purposes.

despite what the name indicates, Silver dollars do not actually have to be dollars. This is simply a term that somehow stuck and is used to refer to all coins made from silver in the USA.

The purists however argue that for a dollar coin to be categorized as a silver dollar coin it must have some amount of the metal. This is both the most popular yet the rarest of all silver dollar coins to be found in the US.

One of the most sought after silver dollar coins amongst collectors is the 1804 silver dollar. In actual fact this coin has the date 1803 printed on it due to a mishap although the date of their first issue was definitely 1804.

Due to its initial popularity the 1804 silver dollar remained in circulation for many years and was actually reproduced some 30 years later. At this time the US had just begun its ascendancy as an international player with diplomatic relations with other countries all over the world. This coin was often given as an official gift to visiting dignitaries.

If you are hoping to get your hands on one of these coins today, you had better be prepared to pay for it. The last one that went up for sale a few years ago fetched more than three million dollars.

The seated liberty dollar was first minted in 1840. Although initially quite popular it was gradually replaced by more recent issues that came several years later.

Its important to remember that at this time one dollar was a lot of money and the silver used to make the actual coin cost less than one dollar. Sooner or later however all this changed and it got to the point where the silver content was actually worth more than the coin itself.

For a period of time silver dollars became a popular medium of exchange in the far east until a brief spell in the 1870's when the prices of silver dropped again that the silver dollar came back into domestic use.

The trade dollar first came into appearance in the Us at a time when the major European powers were also circulating their own silver coins. Spain, France and Britain were all minting their own silver coins at this time.

The Trade Dollar was far more valuable than the average dollar coin. This is because it was made using a higher silver content. This was purposely done in order to bring it at par with the global standard.

Most of the trade dollars issued ended up in Asia due to the growing international trade with those countries at that time. Al in all the trade dollar had a good reputation and was internationally accepted as a trustworthy medium of exchange.

These dollar coins were never circulated inside the United States. However they did have a face value of $5 in the market. - 23218

About the Author:

Ray Humphreys writes about purchasing and collecting silver coins. If you want more facts go to his page on US silver dollar.

Factors That Affect the Forex Markets in the Short Term

By Hass67

There are two types of forex traders. One type of traders depends on fundamental analysis in trading forex. The second type of traders depends on technical analysis in trading forex. Whether you are a fundamental trader or a technical trader, you should not underestimate the importance of economic data in shaping trading strategies.

Over 90 percent of currency transactions are done against USD. USD is either the base currency or the counter currency in most of the currency trades.

Since majority of the currency trades involve USD, you as a forex trader will also most probably trade USD most of the time. Release of certain economic data has significant and lasting impact on currencies like USD.

You should know as a forex trader that currency markets reaction to the release of different economic data with time also changes. Some years back, US GDP figures used to be important for US Dollar but dont have much impact in recent years.

EUR/USD is the most liquid pair in the forex market and is heavily traded. The release of Nonfarm Payrolls (NFP) data on the first Friday of each month has become important in recent years. These figures makes EUR/USD and other pairs involving US Dollar highly volatile for some time until the markets digest the importance of these figures.

Similarly, the release of US housing sales number every month has become very significant for USD in the recent years. Previously, forex markets used to give more importance to US Trade Balance.

Range traders like to trade when the currency pair they are trading tends to range. If you are a range trader who wants to scalp for a few pips every time you trade, you should avoid the day NFP data is released for trading. This is a highly volatile day for the markets.

However, if you use breakout trading as your trading strategy, understanding which economic data is expected to be released on a particular day can help you in your trading. You should plan your trading strategy in accordance with the significance of the economic data to be released.

In brief, knowledge that certain economic indicators make the forex markets move most is important for you as a trader. It is also important for you to know that particular economic data, the market considers most important at any point in time.

You should also know which data causes knee jerk reaction in the markets and which pieces of data will have lasting reaction in the forex markets. - 23218

About the Author:

Mr. Ahmad Hassam has done Masters from Harvard University. He is interested in day trading; stocks and forex. Read about Trend Forex System. Best Forex Signal Service. Learn Forex Trading.

Forex Trading Education

By Bart Icles

Forex trading, or foreign exchange trading, is the world's biggest financial market today. It operates 24 hours a day on all days of the week, and is the world's most liquid market. For anyone planning to build a successful career in Forex trading, learning its underlying principles and complexities is of utmost importance, and should therefore get ahead by enrolling in a Forex trading course.

Since the Forex market revolves on a worldwide scale with no central location, majority of the trading is done through telephone, online, and electronic networks on a daily basis. With the right Forex strategies, trading aids, and trading courses found online and in schools, you can avoid falling victim to common trade pitfalls and disasters.

In any given profession, having the right coaching and training can mean the difference between winning and losing in any situation. Professional athletes, medical practitioners, corporate executives, teachers, armed forces personnel - you name it, whatever type of skill is involved, establishing a good basic foundation is key to success. More so with Forex trading.

This high-risk, high-profit venture is open to anyone, but few recognize the demands it entails in terms of discipline and focus in order to succeed, much less survive its fast-paced environment. With the right knowledge and training, you can act and react to any trade transaction with utmost confidence. Although some traders put their trust on software-based systems as a tool for trading, nothing can really beat having an actual coach or mentor to provide the necessary expert guidance and advise regarding trade issues and matters. Software programs can't think, therefore can't teach and impart trade rules and strategies accordingly compared to a good mentor.

Forex trading courses are not only limited to newbies, but has also been found to be useful by the professionals as well. Forex trading courses can provide you with additional knowledge about the currency market, what strategies to implement and use on various trade deals, as well as help guide your actions regarding resource management. By learning and following reliable and consistent Forex trading methods and strategies taught by an experienced trader, you can greatly improve your money making chances, boost your confidence in your abilities, and enhance your skills as a trader.

Enroll now in a Forex trading course and see the positive effects it will have on you as a person, and in your career... now, and in the future. - 23218

About the Author:

A good forex course starts with a desire to learn and a drive to become a great trader. Learning with forex courses takes dedication and a good teacher. But once you learn how to trade and do so successfully your life will change and you have options and financial resources you never had before.

Reviewing Forex Products

By Vencapllc

If your looking to trade with forex products forecasttrader is where you want to start. Here at the forexreviewsite.com we feel that the forecast trader will be a beginner trader in a position to beat the market and make MORE MONEY. Isn't that really what we are looking for when we buy software to hedge our exposure in the currency trading world? theforewreviewsite.com gives this product 5 out 5 stars because of its overall value and its ability to be a one stop shop for forex trading. Theforexreviewsite.com likes the forecasttrader.com because you can tarde and get the market info you need, what else could you want? Come to theforexreviewsite.com to find the information you need to get the right forex products.

The site covers 10 major forex pairs and 3 crosses and proudly boasts of its live trading results " a wide leap ahead of the backtestings we commonly come across other sites. What you see is definitely what you will get. Clickbank handles the sites payments " assuring subscribers safe and guaranteed handling of their transactions. Site encryption features also assure the customers that their personal details are kept away from unwanted human eyes and identity-stealing programs

All we ever wanted to know about the site, its features and services were well-covered in the FAQs section. We noted, thru the FAQs, that forecasts are posted on Fridays and or Saturdays. An experienced trader knows this is ample time to prepare for the succeeding weeks trading activities. We unanimously agree that the $4.95 price for a 7-day trial is a bargain.

Forecasttrader.com is a great way to start an experience in online forex trading and we give a rating of five out of five stars. - 23218

About the Author:

Before you purchase any Forex trading software online, make sure you visit Theforexreviewsite.com